Puzzle 3

Duvet.

Expert in matter, motion, force and energy.

Lie-telling.

Love interest in The Hunchback of Notre-Dame.

Narration or commentary off-camera in a TV show.

Place for leaving outdoor clothes.

Purpose-built capital of Pakistan.

Said of the bank balance that is below zero.

Too much of something, opposite of a dearth.

Very hard to convince.

Without a hem or dress.

__ drive (4WD) are vehicles for rugged terrains.