Puzzle 7

Transforming, turning into something else.

Caterpillar that eats mulberry and makes fibers.

Drug causing sleep or drowsiness.

Neither a __ nor a lender be.

E.g. a gift that you have created yourself.

Having an occupation.

Old-fashioned singers, like Bing Crosby.

Carbon used in graphic arts.

Area next to the swimming spot.

Microorganisms that cause infection or disease.

Safe place to keep cash.