Puzzle 14

Notes written to friends and family

__ arts include karate, kickboxing, judo

Flat implement for chefs to scrape out bowls

Money set aside for future use

Finders keepers, losers __

Country east of Poland, south of Lithuania

Fabricated in advance

North American wild dogs, smaller than wolves

Flying high in the air

Made furious, annoyed

Cosmetic creams to moisturize

Club dance move of heel-toe sliding fast on floor

Radical, a severe change

Pithy saying

Even weight distribution; stability